Posts by Robert Hastings
Do I Need an Appraisal When I Buy a New Home?
When you get ready to buy your new home, a home appraisal is part of the loan approval process. If you are a newly degreed attorney, an established attorney looking for a first home, or if you are ready to refinance your home, Attorney Mortgage can help you understand the residential appraisal. What is a…
Read MoreDo I Really Need a Home Inspection?
After you find the home you like, and your offer to purchase is accepted, your real estate agent will talk to you about your home inspection. This is typically scheduled as quickly as possible. Attorney Mortgage recommends a home inspection as this will help ensure that there are no major problems with your new home. …
Read MorePrivate Mortgage Insurance and Attorneys: How Does It Affect You?
If you are offering a down payment of less than 20% of your home’s purchase price, private mortgage insurance, or PMI is usually a required expense. Private mortgage insurance protects the investor from financial loss if you stop making mortgage payments, or if you fail to pay off the loan. How Does PMI Affect Attorneys?…
Read MoreHow Do I Find a Good Real Estate Agent?
You do not need to wait until you have a real estate agent before contacting Attorney Mortgage. We can help you find the right agent for you; one who works with attorneys and knows their special needs. What is the difference between a real estate agent and a REALTOR®? A REALTOR® is a real estate…
Read MoreDo I Need a Budget For Buying A House?
Whether you are planning to buy a home or you are already in the buying process, managing your money is the first step to success. Smart investors create a budget that covers mortgage and other expenses, as well as improvements, entertainment, and unexpected bills. “A budget is a crucial tool to help you take control…
Read MoreCan You Buy a Home if You Have Student Loans?
Is buying a house even possible if you have student loan debt? You are newly degreed and anticipating a higher income in the future, but can you qualify for a home loan now? You do not need to wait until you are debt-free before you begin your home search. Begin by contacting Attorney Mortgage. We…
Read MoreIs Buying a Home Better than Renting?
You may be thinking that it is time to move out of that rental you’ve been in for a few years and venture into the world of homeownership. Or you are moving to a new city and are considering renting a place before buying. Home ownership is an important decision, and a long-term investment which…
Read MoreAre You Ready to Buy Your First Home? A Guide for the Home Buying Process
The first time home buying process can be confusing. Your new home should be a sanctuary after a full day of work, and is a place to make memories with your family and friends. But the journey to first-time home ownership, even for an attorney, can be intimidating. So how do you begin? Contact a…
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